CONSIDERING FINANCING YOUR CAR?

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READY TO GET
PRE-APPROVED FINANCE?

Call 08 7111 0515
to find out more or start an application.

Fill out a Quick Quote form and we'll get back to you with some more information about your exact car loan options.

Apply online now - this is the fastest way to start an application and get your exact loan quotes.

LOCAL
CAR LOAN FAQ

WHAT'S THE BEST WAY TO APPLY FOR A CAR LOAN?

This depends on what you'd prefer. You can choose to call us on 08 7111 0515 to have a chat about our process and your car loan options.

If you're looking for more info but not keen to chat, you can fill out a quick quote form and we'll call you to answer your questions.

If you just want a quote on your real options fast, fill out our 'apply online' form, and we'll come back to you with your exact loan options, and get an application started right away.

I'M SELF-EMPLOYED; CAN I STILL GET A CAR LOAN?

You certainly can! Because you won't have a PAYG payslip, we'll use alternative documents to verify your income, such as a bank statement, a letter from your accountant or a BAS statement. Some lenders might need info about your employment history too, as well as a credit check.

CAN I REDUCE MY CAR LOAN FASTER WITH EXTRA REPAYMENTS?

When you start your application, tell us exactly what you are looking for in your car loan, and we'll make your desires our number one priority.

So if you want to be able to make additional repayments on a car loan, we'll find a loan that lets you do that.

I DON'T HAVE A GREAT CREDIT HISTORY; CAN I STILL GET A CAR LOAN?

Our success rate in finding loans for people with poor credit is unparalleled. There's only one way to find out if we can help you too, and that's to ask.

HOW FAST CAN I GET MY PRE-APPROVAL?

If you fill out the online application form, we can get you a loan pre-approval within around 24 hours.

HOW MUCH CAN I BORROW FOR MY CAR?

There's heaps of factors that determine this, so the best way to find out is to talk to our staff or start an online application.

DO I HAVE TO BUY MY CAR FROM YOU?

No, you don't! You can get finance from Used Cars Adelaide and buy your car from anywhere you choose, including another dealer, or a private sale. If you're struggling to find exactly the right car, we can help you to find it if you'd like.

CASE STUDY

Matt

Matt had a car loan pre-approved, but he wasn't sure what he wanted.

When he came to UCA, Luke had a chat to him about his lifestyle - he is a personal trainer with his own business. Straight away it was clear he'd need a lot of space in the back!

Matt didn't want a big SUV or Ute! He was after something a little bit different that looked good.

That afternoon, Luke found a Black Holden SV6 wagon from a Victoria wholesaler. Luke arranged for Matt to get a special test drive right at UCA, and turns out it was exactly what Matt was looking for!

WHAT OUR CUSTOMERS SAY

READY TO FINANCE YOUR CAR?